![]() Home Budget Worksheet - Our original selection of home budget worksheets.Personal Budget Spreadsheet The 12-month version of the personal budget version.Personal Monthly Budget - Like the one above, but less detailed, and designed to fit on a single page.Family Budget Planner - This is the 12-month version of the household budget spreadsheet listed above.Money Management Template - Record transactions to automatically populate the budget vs. ![]() If you add or remove any categories, just make sure that the formulas used for the totals don't get messed up. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: The household budget template contains a very detailed list of categories, which you may or may not need. The Monthly Budget Summary table totals up all your income and expenses and calculates the Net as Income minus Expenses. If you spend more than you budgeted, the Difference between the Projected and Actual values will be negative, and if your Actual income is less than your Projected income, the Difference will be a negative number. In this spreadsheet, the calculations are set up so that negative numbers are bad. The cells in the "Difference" column use conditional formatting to make negative numbers red. At the end of the month, you record in the "Actual" column how much you really spent during the month. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses. You can choose from them the one that suits your household or type of expenses the best. You may also want to read the article " How to Budget". Top 10 Family Budget Templates For Excel are free to download. Our article " How to Make a Budget" explains how to use these spreadsheets to create your budget. You'll want to replace the values in the Home Expenses category with your own. To use this template, fill in the cells highlighted with a light-blue background (the "Budget" and "Actual" columns). This Excel template is compatible with Excel 2003 and later versions.42 Effective Ways to Save Money Budgeting Tips for the New Year Using the Household Budget Worksheet This also lets you allocate adequate amounts to your most important expense to your least important. Because this template shows the difference or variance, you can also keep track of your losses or of how much you have deviated from your projected amounts, or your budget. This reminds you of your plan and prevents you from overspending. In addition, this template also automatically computes the total difference between your projected cost and actual cost, as well as projected income and actual income. This template auto-computes subtotals for each expense category and for monthly incomes. This Household Budget Template Worksheet for Excel lets you plan or project your financial activities, and also fill in your actual ones so you can keep track of how much you are actually spending. Compares Projected to Actual Incomes and Expenses ![]() These expenses fall into clearly defined categories, namely: Housing, Transportation, Insurance, Food, Children, Personal Care, Taxes, Savings and Insurance, Legal, Gifts and Donations, and such. This way, you can easily plan and allocate your spending towards necessities like utilities, food, taxes and savings.
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